人口与经济

家庭风险分担机制对农村医疗保险需求的影响—对四川省的初步调查报告

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作者：蒋远胜, 肖诗顺, 宋青锋

单位：四川农业大学财政金融系, 四川雅安 625014

关键词：家庭风险分担团体;农户;风险应付;健康保险

分类号：F840.684

出版年,卷(期):页码：2003,24(1):74-80

摘要：

本文在观察四川农户健康风险应付行为的基础上,把家庭风险分担团体视为一个组织,与正式保险组织在制度、组织和管理三个方面作比较分析和定量的相关性分析。结果表明,家庭风险分担团体与正式保险组织有部分替代性和优越性,其功能与农户对正式健康保险的需求呈负相关。

Observing the risk-coping behavior of Sichuan rural residents, the authors consider the Intra-Family risk Sharing Group (IFRS group) an organization, and make comparative and quantitatively correlative analyses on the formal insurance organization in system, organization and management. The results indicate that to some extents, taking some advantages, IFRS group can substitute for the formal insurance organization, and its function is negatively related to the demands of rural residents for the formal health insurance.

基金项目：

国家留学基金委资助

作者简介：

蒋远胜(1969-),男,湖南洪江市人,四川农业大学财政金融系副教授,主要研究方向:健康经济,农村发展

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